Insurance

The UAE’s diverse commercial landscape relies on effective insurance coverage to manage operational and financial risk across sectors such as aviation, maritime, healthcare, construction, banking, and trade. KH Legal provides comprehensive legal support to insurers, brokers, policyholders, and corporate clients, helping them structure coverage, meet regulatory requirements, and manage claims and disputes within the UAE’s evolving insurance framework. 

Our scope includes:

• Legal structuring and setup of insurance businesses in the UAE
• Licensing, regulatory compliance, and approval from the Central Bank of the UAE (Insurance Authority)
• Drafting and review of insurance policies, coverage terms, and contractual conditions
• Advisory on public liability, product liability, and professional indemnity
• Claims assessment, settlement negotiations, and insurance dispute resolution
• Worker’s compensation, group insurance schemes, and employee benefit coverage
• Guidance on health insurance regulations and compliance
• Advisory on insurance matters in aviation, marine and maritime operations, logistics, construction, and industrial sectors
• Legal support for banks and financial institutions on insurance linked to financial products
• Risk and coverage advisory for hospitals, manufacturers, retailers, and commercial operators

With a strong understanding of industry practices and regulatory requirements, we help clients manage exposure, resolve claims efficiently, and ensure reliable protection across the UAE’s complex and sector-driven insurance environment. 

Connect with our experts here to arrange a consultation